Lac Courte Oreilles Law Library
Lac Courte Oreilles Tribal Code of Law.

PRP.9.6.010 Documentation

Once an Applicant is approved for participation in the HAF Program, they must submit information and documentation of the qualified expenses for which they are seeking HAF Program Funds.

Applicants may initially submit the above information and documentation at the same time that they submit their initial program Application.

For Mortgage Assistance:

Same as general eligibility requirements, plus Statement of current inability to resume mortgage payments due to unemployment, underemployment or other continuing hardship. Documentation requirements: Evidence of total balance due, current unredacted past-due notice from servicer.

Delinquent property taxes:

Same as general eligibility requirements plus: Homeowner is at least one installment payment in arrears on one or more property tax charges. Documentation requirements: Evidence of total balance due: current property tax bill or invoice.

Housing Stability Improvements:

Same as general eligibility requirements, plus: (1) At the time repairs begin, homeowner is current on other secured home payment obligations, on an active payment plan or forbearance, and/or getting related HAF assistance for those obligations. Homeowner will be able to afford applicable payments necessary to sustain homeownership (mortgage, taxes, insurance, association dues, etc.) after repairs are completed, based on a financial analysis established at the reasonable discretion of Grantee. (2) Homeowner does not qualify for or has not been able to access affordable home repair financing (self-attestation of applicant's efforts will satisfy). The Tribe will determine, based on a reasonable analysis of homeowner needs data, that homeowners meeting certain criteria (e.g., income at or below a percentage of AMI) are presumed to meet this requirement without requiring homeowner attestation or documentation; and (3) Attestation of financial hardship that homeowner(s) has been impacted by COVID from January 21,2020 to present time.