CMP.2.6.020 Applicable Consumer Protection Laws

(a) Licensees and Vendors shall conduct business in a manner that complies with this Code and all applicable federal consumer protection law, including, without limitation:

The Dodd-Frank Wall Street Reform and Consumer Protection Act, 12, U.S.C. § 5301 et seq., including the Consumer Financial Protection Act ("Dodd-Frank Act"), 12 U.S.C. § 5481 et seq., and, the restrictions on Unfair, Deceptive, or Abusive Acts or practices, 12 U.S.C. § 5531, et seq.; the Consumer Credit Protection Act, 15 U.S.C. Chapter 41, including the Truth in Lending Act, 15 U.S.C. § 1601 et seq., 12 C.F.R. § 226; the Fair Credit Billing Act, 15 U.S.C. § 1666a; the Consumer Leasing Act, 15 U.S.C. § 1667 et seq.; 12 CFR § 213 et seq.; the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., 12 C.F.R. § 222; the Equal Credit Opportunity Act, 15 U.S.C. § 1691 et seq., 15 C.F.R. § 202; the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., 16 C.F.R. § 901; and, the Electronic Fund Transfer Act, 15 U.S.C. § 1693 et seq., 12 C.F.R. § 205. Also, the Children's Online Privacy Protection Act, 15 U.S.C. §§ 6501-6506, 16 C.F.R. § 312.1-312.13; the Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq., 16 C.F.R. §§313 and 314; the Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq.; the Controlling the Assault of Non-Solicited Pornography and Marketing Act, 15 U.S.C. § 7701, et seq.; the Military Lending Act, 10 U.S.C. § 987, 32 C.F.R. § 232; the Servicemembers' Civil Relief Act, 50 U.S.C. App. § 501 et seq.; the Telephone Consumer Protection Act, 47 U.S.C. § 227, 47 CFR § 64.1200 et seq.; the Bank Secrecy Act, 31 U.S.C. § 5311 et seq., 12 U.S.C. §§ 1829b, 1951-1959; the Anti-Money Laundering Act, 18 U.S.C. § 1960; and, the Telemarketing Sales Rule, 16 C.F.R. § 310.

(b) This Code does not disclaim or otherwise preclude the application of applicable federal law or federal authority. To the greatest extent possible, this Code is to be interpreted in a manner consistent with federal Indian policy and applicable federal law.